Oklahoma HOA Laws and Regulations

Know your association’s laws

Oklahoma Community Association Law

Homeowners’ associations in OK are subject to the Oklahoma Real Estate Development Act which provides regulations specifically related to HOA management. Condominium associations have their own set of regulations entitled the Unit Ownership Estate Act. All community associations must be set up as nonprofit corporations and are therefore also subject to state Corporate Law.


Homeowner Association’s Rights and Responsibilities

The primary responsibility of the HOA is to protect property values and provide maintenance for all common elements within the community. To work effectively, the homeowners’ association may collect regular assessments from homeowners according to the annual budget set by the board of directors.


Special Assessments

Special assessments may be collected in addition to the regular assessments to cover any unexpected maintenance or repair costs to common property. This includes damage from acts of nature or unexpected wear and tear and is up to the discretion of the board of directors. Special assessments must be spread evenly amongst homeowners. No single property should pay more than another.

Any late fees are subject to a maximum interest of 18%. If accounts become delinquent for an extended period, the community association may impose liens on the property. In extreme cases, the HOA may even foreclose on the property despite on-time mortgage payments.

The board of directors is responsible for keeping detailed community records including financial records and minutes at all meetings. Community documents must be made reasonably available to members upon request.


Homeowner Rights

Homeowners have the right to vote on community maters such as electing members to the board of directors and making amendments to the community declaration. Bylaws may be adjusted by the board of directors alone. Any amendments made to the declaration or bylaws must be filed with the office of the county clerk in the county that the community is located.



Each unit owner is granted one vote per property owned unless a greater amount is provided in the community declaration. Some communities choose to allocate votes based on property values. Check the community declaration for more information.



Member meetings must be held annually, if not more frequently, to elect members to the board of directors, vote on amendments to community regulations, and to discuss any other matters related to the operation of the community.


OK Real Estate Development Act

HOA rules in Oklahoma can vary widely. It is important to read and understand all community regulations before purchasing property in an HOA-managed community. Most homeowners’ associations require the signing of a contract upon purchase.

Please note that CSM is not a licensed attorney and cannot provide legal advice. If you have questions about interpreting your state’s legal requirements or the association’s governing documents, please contact an attorney that is licensed in your state.
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